To ensure students’ health and safety while studying, it is a requirement of the Department of Home Affairs that international students applying for a student visa have and maintain Overseas Student Health Cover (OSHC) from an approved Australian health insurance provider for the duration of their student visa.Australian Government visa regulations also require you to meet minimum health standards before a visa is granted. For further advice on this requirement please consult the Australian High Commission or Embassy in your country.
Overseas Student Health Cover (OSHC)
OSHC assists international students to meet the costs of medical and hospital care they may need while in Australia. OSHC also includes ambulance cover and limited pharmaceuticals.
Students must organise their health cover before they apply for a visa.
You do not need OSHC if you are a:
- Norwegian student covered by the Norwegian National Insurance Scheme
- Swedish student covered by the National Board of Student Aid or by Kammarkollegiet
- Belgian student covered under the Reciprocal Health Care Agreement with Australia
You must organise your health cover before you apply for a visa.
While students may obtain Overseas Student Health Care from the provider of their choice, UWA’s preferred OSHC provider is Allianz Global Assistance. The key benefits of their policy include the following:
• Waived waiting period for pre-existing mental health or pregnancy-related claims
• On-campus support available daily
• 950+ bulk billing medical centres (including the UWA Medical Centre)
• 24/7 Telehealth doctor consultations at no extra charge
• AGA Safety & Security powered by Sonder with access to a 24/7 safety and support service https://sondersafe.com/how/
International students who are not on a student visa are strongly encouraged to purchase visitors health cover for their time in Australia. Further details about health cover options are available from Allianz Global Assistance for overseas visitors.
To obtain health cover from another insurer, refer to the Australian Government's Private Health website for options. You are strongly encouraged to read the relevant health cover policy documents for information regarding what is and is not included in the cover.
It is also recommended you have your eyes and teeth checked before departure. Dental work and spectacles are not covered under OSHC and are relatively expensive in Australia. You can, however, purchase cover for these ancillary services at an extra cost.
Purchasing your health cover
The University can arrange health insurance cover through Allianz Global Assistance for international students joining for the first time. This means you pay the insurance cover at the same time as your first semester tuition fee. You can order your membership card through the Allianz Global Assistance website about two weeks after you have completed your student enrolment process.
Renewal of cover
It is the student's responsibility to ensure their health cover is current for the full length of their visa. Expired health cover is a violation of your student visa and exposes you to potentially high medical costs. To renew your health insurance, contact your health insurance provider directly. If you have purchased your OSHC with Allianz Global Assistance via the University you can renew yours online.
Enquiries and claims
For those students with cover through Allianz Global Assistance a dedicated Allianz Global Assistance representative is at Student Central each day of the week, Monday to Friday 11am to 4pm.